When a buyer is declined, the relationship usually stalls. ScoreToClose helps your buyers improve their credit and get mortgage-ready — and gives you a free dashboard, with their permission, to see exactly when they qualify.
Free to partner. No contracts, no minimums.
Your Referral Pipeline
Sarah Jones, RealtorMarcus Williams
Pre-Qual ReadyScore
648
Start
581
Gain
+67
Ana Reyes
In Progress612 → target 640 · est. ready in ~2 months
1 in 3
Buyers denied on credit
$0
Cost to partner
Real-time
Progress tracking
200+
Lenders when ready
1 in 3
mortgage applications are denied on credit — and most agents never see that client again.
Showings, open houses, offers — all of that time is real earning potential. Right now it evaporates the moment the lender says no.
Without a structured path back to you, a denied buyer fixes their credit on their own and calls whoever they find first. It's rarely you.
You refer them to “credit repair” and hope for the best. No updates, no timeline, no way to know when to follow up.
THE PARTNERSHIP
You keep selling homes. We get your buyer mortgage-ready and hand them back to you.
When a buyer gets declined, send them your branded page at scoretoclose.com/refer/your-name. They sign up free in minutes — and you’re credited as the agent who sent them.
Your Referral Page
scoretoclose.com/refer/sarah-jones
Get mortgage-ready with Sarah Jones
Referred by your agent · Free credit coaching
Their Action Plan
Your buyer gets a personalized action plan, an estimated mortgage score, and a time-to-mortgage estimate — plus help correcting any genuine errors on their report — everything they need to cross the qualification line, free.
With your client’s consent, you track their progress the whole way. The moment they hit their target score, you get an email — so you reconnect first and write the offer.
Mortgage-Ready Alert
Marcus is mortgage-ready
His score reached 648 — above the 620 conventional threshold. Reach out to start his pre-approval.
Built to keep you connected to every buyer, all the way to closing.
A branded page at scoretoclose.com/refer/your-name. Share it when a buyer is declined — they see your name and your agency.
Branded to youSee every referred client's score, stage, and progress in one place — so you know exactly when to follow up.
Always up to dateThe moment a client hits the score threshold for their loan program, you get an instant email. Never miss the window.
Instant alertsMonthly PDF reports per client — score progress, plan completion, and estimated mortgage-ready date. Share to stay top of mind.
Monthly touchpointsNo fees, no contracts, no minimums. Refer as many buyers as you want. We help them qualify for the home they want.
Zero cost to youTrust matters. Your client chooses to share their progress with you when they sign up, and can revoke it anytime. You see the milestones that matter — not their private financial details.
Client Progress
Sharing onScore journey
640 target
Join as a partner in minutes. Refer your first declined buyer today.
Free forever. No contracts, no minimums.